The owner pays herself $75,000 in salary. Not too bad by national averages, but still less than she could make working to find a big organization. And when the work, worry and risk-taking is considered, not enough. Oh, by the way, this company that our intrepid entrepreneur started from day 1 now provides livelihood, benefits and prosperity for the families of their ten tradesmen. Meanwhile, the spouse of such employer ... it grows at 10%, you can live off 6%, and reinvest 4% of the interest to cover cost of living increases. If you or she or he is budgeting and planning, it's a no-brainer.